Betting Shop Insurance Quotes 

Are you looking for insurance for your betting shop?  
Its inportant to understand the specialist risks involved with betting shops. A standard retail shop insurance policy won't cover you adequately, and surprisingly may even me too expensive as there are a number of betting shop insurance schemes available that offer cheaper rates due to the large number of similar risks they hold, that and a specific understanding of the industry and actual risks rather than perceived risks. 
 
Trying to find the apporpriate cover can be especially tricky when you aren't speaking to a specialist advisor.. If you have any doubts as to whether you are insured correctly then contact us for a quotation and further advice, we will be more than happy to help. 
 
We can help you find a policy with the covers you require. Our staff are fully trained and quallified with industry recognised qualifications, as such you can be assured that the advice you are getting is the right advice. We make sure we fully understand your business before applying any insurwance covers, that way you can be assured you will have the right cover rather than too much, which will cost you more than necessary, or too litte, which could have disasterous consequences to your business in the even of a claim. We will be your sole contact throughout the life of your betting shop insurance policy and will be available to answer any queries, make any mid term adjustments and of course to search the market at renewal to ensure your cover remains adequate and competitive. 
 
Town & Country are a national brokerage remaining local in our working practices.  
We are confident that you will be happy with the level of service as well as the cover and premiums that become available to you. 
 
For a free no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 

Insurance Quote Details 

Betting Shop Insurance Information 

What insurance does a Bookmaker or Turf Accountant actually need? 
We would need to speak to you to fully determine your individual requirements but its likely your policy will need to cover you for work away for any on course activities. This isn't a standard extension and in fact most standard retails shop insurance packages will specifically exclude work away from their policies. In many ways the rest of the policy is similar to a shop contract but you need to pay particular attention to money covers to make sure there are specific wordings to cater to your industry including Theft Insurance and Holdup. We would also talk you through Fidelity Guarantee cover which will cover you for events such as staff dishonesty which needs considering. 
 
Below we note some sections of cover we may expect you to require: 
The Buildings and Contents of the Premises 
Your contents (and if selected buildings) are insured against loss or damage caused by a standard range of insured risks normally associated with your trade including Accidental Damage. In addition cover is automatically extended to include: 
Damage to Underground Services 
Trace and Access costs 
Removal of Debris costs 
Architect and Surveyors Fees 
Automatic Reinstatement of Sums Insured 
 
Money and Personal Accident (Assault) 
Covers your business money In transit, on premises during business hours, or in a bank night safe 
In the business premises when closed for business or in the private dwelling 
Special consideration is given to Bookmakers and we will need to know the levels of cash and safe types and requested limits 
Personal Accident (Assault) 
Death, Loss of Limb(s), Loss of Eye(s), Permanent Total Disablement £10,000 
Total uninterrupted Disablement (up to 104 weeks) £100 per week 
 
Glass Breakage 
Damage to fixed glass and fixed items of sanitary ware 
 
Goods In Transit (OPTIONAL) 
If you have selected this option your needs are those of a retail business that delivers or collects goods and requires cover on those goods whilst in the course of transit. 
Damage to the trade contents whilst in transit by vehicles owned hired or leased by you. This is not usual for a Bookmaker but you may work at events and for such you may have an exhibition type stand of some value 
Business Liability 
The following will automatically be included: 
Employers Liability £10m 
Public/Products Liability £2m 
Legal costs and expenses 
 
Business Interruption 
Loss of Gross Profit following loss or damage by an insured peril. 
Cover is extended to provide cover in respect of: 
Prevention of Access 
Specified Diseases, Murder, Suicide, Poisoning, Vermin or Pests, 
Defective Sanitation 
Damage at Suppliers premises 
Failure of Public Supply of Electricity Gas or Water 
Failure of Telecommunications 
betting shop insurance quote