Bridal, Occasion and Wedding Shop Insurance Quotes 

Are you looking for insurance for your Bridal Shop?  
As Bridal Shop & Wedding Specialists we will help take the headache out of finding the right insurance for your business needs. Often finding the correct policy is time consuming and confusing and your industry quirks aren't always taken into account. We understand you may work away at wedding fairs and exhibitions and can cover this as an extension whereas a standard off the shelf shop policy will usually exclude any work away from the premises leaving you without the appropriate cover. 
 
We can help you find a policy with the covers you require.  
Our staff are fully trained and hold insurance industry qualifications. Your bridal shop insurance is in good hands. As an independent insurance broker we can access the whole insurance market and as it is ever changing we can keep on top of finding the best rates and securing the best cover on your behalf for your wedding dress shop. We can also include cover for your stock, additional services such as tailoring and also dresses whilst away at fairs. 
 
We are available to talk to throughout the life of your policy and will deal with any adjustments quickly and efficiently and you will get to know members of our team personally, we aren't a call centre, we remain very much a local high street broker and pride ourselves on our friendly and approachable staff. 
 
Town & Country are a national brokerage remaining local in our working practices. We aim to find you the best policy at the right price for you and we are sure you will be happy with the service, covers and premiums we are able to provide you with. We would love to hear from you and be offered the opportunity to compete on your insurance this year. 
 
For a free no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 

Insurance Quote Details 

Bridal Shop Insurance Information 

Does your existing policy cover you for the large amount of stock you could take to bridal fairs, shows or exhibitions or for the hiring of your dresses or gowns? 
Are you sufficiently covered? Do you perhaps employ a self employed seamstress or homeworker to make dress alterations? Have you checked that this is included under your standard shop insurance contract? We understand your industry requirements and are able to advise and tailor your policy accordingly. We don't recommend you buy and on line standard shop policy, many are unsuitable and can easily leave you with gaps in cover which could be catastrophic should a claim arise. 
 
If your business operates from a shop it is essential that you protect your premises and stock against theft or damage. No matter what you sell, our flexible policies are designed to meet the needs of shop owners everywhere at prices to suit every budget. 
 
For a free no obligation quote simply note your contact details below; a trained member of our staff will give you a call, take the detail relative to your risk and present this to the market on your behalf, negotiating the best rates with insurers, something that can't be done when dealing with standard online quotations. 
 
The following features and benefits are available with our bridal shop policies: 
Buildings insurance 
Cover for fixtures and fittings 
Contents and stock insurance, including high risk stock 
Employers Liability 
Public and product liability (working away liability available on request) 
Business interruption 
Goods In Transit cover 
Glass 
Legal expenses 
Fidelity cover available (theft by employees) 
 
Our Bridal shop policy is designed to cover assets, earnings and legal liabilities for independent shop owners and retailers in a franchise. Whether you are the owner of your wedding shop premises or a tenant, we will be able to provide you with a shop insurance policy that will suit your individual needs. We are able to protect your business against flood, fire and theft, business interruption insurance and any goods in transit cover specifically related to the wedding industry. Liability insurance and contents insurance is also included with our wedding shop insurance policy, with levels of cover that can be moulded to suit your individual business needs. 
 
Bridal shop liability insurance 
Owning any type of shop means that you will have customers, members of the public and staff within your premises on a regular basis, increasing the chance of an accident occurring. Obviously you will be constantly wanting to meet your customer's satisfaction and providing your employees with ideal working conditions, but unfortunately accidents can happen. If a business is faced with a liability claim, whether you are at fault or not they can be faced with large legal fees, however you can protect your wedding shop business by having liability insurance in place. This comes as standard with our shop insurance policy, so whether you face a claim made by an employee or member of the public you can rest assure you have protection against any large legal fees. 
 
Public liability insurance 
Having public liability insurance for your customers, delivery drivers and anyone else that might enter your shop is essential should anyone have an accident that is down to your negligence, such as tripping over a dress that has been laid on the floor and breaking their leg. Should this happen you could face large legal fees, including compensation for time they have to miss from work and generally for the inconvenience that you have caused. Our insurers can provide you with £2million of public liability insurance, giving you peace of mind that your business is safe from any large claims. This can also be extended to £5million if you feel that it is needed. 
 
Employers' Liability insurance 
Employers' Liability insurance is required in the UK by law, whether you employ full time staff, volunteers, part time workers or contractors and if you are found not to have adequate insurance you could face large fines, which will be calculated for the time that the insurance was not in place. To ensure that you have adequate employers liability insurance, we will help you out by providing £10 million of employers liability insurance, should an employee become injured or sick as a result of your business. 
 
Bridal shop contents 
Your wedding shop will contain a large amount of content, whether this is  
stock, such as wedding dresses and tiaras, or your general fixtures and fittings within your shop, therefore obtaining contents insurance that will protect you against any of these being destroyed is essential to ensure you are not faced with any large bills to cover the costs of them being replaced. With our wedding shop insurance you are able to cover the contents and fittings of your shop, up to a value of £250,000. This would include all of your business equipment, furniture and any other fixtures and fittings that you have. Electronic items such as computers and tills can also be added to your policy should you wish. 
 
Stock protection 
Stock protection for clothing, jewellery and shoes, including dresses and tiaras can be protected within your contents insurance and as our policies can be tailored to your needs you can choose the level of cover that you feel is most adequate. 
 
High risk stock 
Our policies extend to allow you to hold a stock of high risk item including jewellery at your premises. 
 
Money and Personal Accident (Assault) 
Covers your business money In transit, on premises during business hours, or in a bank night safe 
In the business premises when closed for business or in the private dwelling 
Personal Accident (Assault) 
Death, Loss of Limb(s), Loss of Eye(s), Permanent Total Disablement £10,000 
Total uninterrupted Disablement (up to 104 weeks) £100 per week 
 
All risks cover whilst at wedding fairs 
Our policies can be extended to cover your valuable stock whilst at wedding fairs on an all risks basis to ensure all your trading risks are covered correctly. 
 
Goods in transit 
Our policies automatically include cover for your own goods in transit so whether you are delivering dresses or on your way to a wedding fair and you have previously advised us about it, you are fully covered.