Fish & Chip Shops Insurance Quotes 

Are you looking for insurance for your Fish & Chip Shop?  
Trying to find an insurance policy that covers your business and interests correctly can be a daunting task. We provide insurance from a wide range of industry specialists and tailor them to your specific requirements. We can supply a packaged policy for your business and have special rates for fish & chip shops. Often standard fish & chip shop policies may not cover everything you need. 
 
We can help you find a policy with the covers you require.  
Our dedicated and qualified staff take the time to get to know you and your business to try and find the best cover from the most reputable insurers. In most cases can offer a site visit to take your information and in addition to this we can offer health and safety advice and risk management information. 
 
We remain your sole contact throughout the term of your contract and we are actively involved in dealing with and resolving complaints before they lead to claims against you, as well as always being on hand to assist with any mid-term adjustments and changes you may need to make as and when they occur. 
 
Town & Country are a national brokerage remaining local in our working practices. Our aim is to understand our client's insurance requirements, the needs of the sector, take time to listen and deliver the right cover at the right price. We are confident that you will be happy with the level of service as well as the cover and premiums that become available to you. 
 
For a free, no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 

Insurance Quote Details 

Fish & Chip Shops Insurance Information 

When insuring a fish & chip shop there is much to consider. Specifically you want to consider what type of cover you need and want. Like all businesses if you have employees you are required by law to get Employers' Liability, other than that most insurance is there to protect you, and make sure that you can consider trading even after a disruption. 
 
Your fish & chip Shop insurance policy will be a package and will include policies to suit your business requirements, this is how we are able to provide you with better rates as we do not automatically assume that all or nothing applies to your business. We make sure we take the details on all of you associated risk so our Business Insurance for fish & chip shop cover will have the best policy wording and the cheapest market rates. 
 
The Buildings and Contents of the Premises 
All stock, tools, and equipment used by the business can be covered for fire, storm damage, malicious damage and theft, or accidental damage. In some situations, like after a fire, replacing the entire contents of a business can be prohibitively high, Business Contents Insurance makes sure that this barrier is removed to allow better recovery from unfortunate situations. 
In addition cover is automatically extended to include: 
Damage to Underground Services 
Trace and Access costs 
Removal of Debris costs 
Architect and Surveyors Fees 
Automatic Reinstatement of Sums Insured 
 
Money and Personal Accident (Assault) 
Covers your business money In transit, on premises during business hours, or in a bank night safe in the business premises when closed for business or in the private dwelling. 
Personal Accident (Assault) 
Death, Loss of Limb(s), Loss of Eye(s), Permanent Total Disablement £10,000 
Total uninterrupted Disablement (up to 104 weeks) £100 per week 
 
Business Interruption 
Loss of Gross Profit following loss or damage by an insured peril. 
Cover is extended to provide cover in respect of: 
Prevention of Access 
Specified Diseases, Murder, Suicide, Poisoning, Vermin or Pests, 
Defective Sanitation 
Damage at Suppliers premises 
Failure of Public Supply of Electricity Gas or Water 
Failure of Telecommunications 
 
Public Liability and Product Liability 
The general public today are becoming increasingly legally aware. We have all seen the adverts for lawyers encouraging the public to make a claim if they were injured and it was not their fault. It can be difficult for a business to get back onto its feet after such a claim, unless you have the right cover. Public and Products Liability covers you for any claim made against you by a member of the public claiming they have been injured, or became ill while on your premises or due to one of your products. 
Employers' Liability 
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result oftheir work while in your employment. They might try to claim compensation from you if they believe you are responsible. The Employers’ Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims. 
 
 
 
 
Goods In Transit (OPTIONAL) 
If you have selected this option your needs are those of a retail business that delivers or collects goods and requires cover on those goods whilst in the course of transit. 
 
Glass Breakage 
Damage to fixed glass and fixed items of sanitary ware. 
 
Equipment Breakdown 
The policy covers damage and any subsequent loss of income caused by breakdown to equipment or machinery (including computers and refrigeration equipment) up to the limits shown in the policy. Includes damage to perishable goods caused by failure of the insured equipment. 
 
Commercial Legal Protection 
Employment Disputes & Employment Compensation Awards 
Legal Defence 
Contract Disputes 
Property Protection 
Bodily Injury 
Debt Recovery 
Tax Protection 
 
 
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