How we can help?
We have many years experience dealing with motor trade insurance. Our handlers are qualified and specifically trained to handle our motor trade insurance enquiries.
As a specialist motor trade insurance broker we have access to the whole market. In addition we are often able to secure specialist rates other brokers cannot access. As well as being on hand over the phone we can arrange site visits to discuss your motor trade insurance requirements at your premises.
Site visits are useful as they help with the following:
We can see your site and offer advice on sums insured
We can easily offer risk management advice tailored to your motor trade insurance policy
We get to meet you and know you more personally and you get to know our advisors better
Sometimes its just easier dealing with insurance face to face
Site visits allow us to collect additional information such as photographs of the site and your working practices. This leads to lower rates from insurers as they are more comfortable insuring risks they can see.
At Town & Country Insurance services we take the time to get to know you and your business. The additional time spent ensures that we can find you the best motor trade insurance policy in the marketplace to give you the cover you really need. This way you know you are fully covered for whatever happens.
What do you need to consider?
A motor trade insurance policy is more than just the fijnal figures on your policy schedule. We recommend reviewing your insurance now to check the following:
Is your business description correct? - Motor Trader isn't sufficient to let insurers know what you do. One size policy doesn't fit all. Your business description needs to details your business activities. It must include all aspects from servicing & repairs, to tyre & exhaust fitting, sales, MOT's and even recovery on behalf of clients. Missing important information could lead to issues claiming on your motor trade insurance policy.
Are the sums insured noted on your paperwork for wageroll & turmover still accurate. It is easy to renew your policy without a full review and this could leave you with problems should you need to claim under these sections.
Has your business interruption insurance been explained correctly to you. This is one of the most important sections in your motor trade insurance policy as it is the section that will allow you to trade again after a significant payable loss.
We can help you with all of these aspects of your motor trade insurance and more. Make sure you deal with a specialist motor trade insurance broker.
Who needs Motor trade insurance?
Anyone who works with vehicles, buying, selling, fixing or testing any vehicles require a motor trade insurance policy, the list above of businesses we can cover is by no means exhaustive.