Its not always easy to obtain cover for Art Exhibitions and Craft Centre's, no two events are alike. At Town & Country we make sure we tailor your cover to suit your individual needs. We will take all the information required in order to secure the best cover at the best price whether you are running and Art Exhibition or a craft event.
Some insurances like Employers liability are compulsory of you are employing staff, this is the case if even if they are unpaid volunteers. In addition Public Liability is recommended for any event or exhibition that is open to members of the public.
How can we help?
We make sure that we ask all the relevant questions about your business to get a good understanding of your exact requirements, we don't just stick to a form with a limited number of questions. We use this information to approach the market and ensure the cover is tailored to your specific needs. We are experienced and qualified brokers and will advise you what covers you need based on your specific circumstances.
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible. The Employers’ Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims.
Similarly to Employers' Liability this covers any injury or illness that any member of the public may incur due to partaking in your services or that is in some way your responsibility. Unlike Employers' Liability this is not required by law, although it is a very good idea for anyone in the leisure industry to have Public Liability. Without public liability the company, or even its directors or owners can be held responsible for any loss or claim, potentially bankrupting not only the business but its owner or directors as well.