Hostel Insurance Quotes 

Are you looking for insurance for your Backpackers business?  
Self catering backpackers and hostel accommodation isn't easily covered under a standard insurance contract. If you have had trouble insuring your backpackers hostel / bunkhouse in the past then we can help. We have access to the whole market as well as a number of hostel insurance schemes can insure all types of accommodation. We particularly specialise in youth hostel insurance, backpackers hostel insurance, bunkhouse insurance and group self-catering accommodation, with or without owners accommodation. We insure many similar risks throughout the UK and are one of the few industry specialists. 
We can help you find a policy with the covers you require.  
Our dedicated and qualified staff take the time to get to know you and your business personally. We are able to offer site visits in most instances or if its more convenient then we can run through the details over the phone with you. Either way our specialist knowledge allows us to obtain the best rates available. 
As well as having one point of contact throughout the life of your policy we are always on hand to help with any mid term adjustments and we search the market annually to ensure you always have the best rates. 
Town & Country are a national brokerage but we remain local in our working practices, we are independent and work entirely on your behalf. Our aim is to understand your unique requirements while taking into account the needs of the sector and we take the time to listen to you and deliver the right cover at the right price.  
For a free no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 
Expert Advice  
Over 80 Years Experience  
Get Your Business Insurance Quote 
Simply fill out the form below and one of our team will be in touch as soon as possible. 

Hostel Business Insurance Information 

Owners of a Bunkhouse, Backpackers Hostel & Group Self Catering Accommodation require buildings and contents cover like any other property owner. If you employ any staff then you are required by law to have Employers' Liability Insurance also. In addition to the above we can provide many extensions such as personal possessions for owners contents and cover for business interruption to ensure you are able to continue get back on your feet again should you suffer a claim. 
Full Theft 
Most standard contracts will exclude theft from your property unless there is violent or forcible entry or exit to the premises, we will discuss your particular circumstances and if relevant can discuss extending your cover to include full theft insurance. Many brokers and insurers don't understand how a leisure / tourist hostels differ, we can help extend cover and obtain the best rates from insurers. 
Employers' Liability 
If an employee, whether past or present, becomes ill or is injured whilst in your employment they may try to obtain compensation from you. You are legally required to hold Employers' Liability insurance if you employ any staff and this cover ensures you have at least the minimum level required in law to cover the cost of such claims. 
Public Liability 
Similarly to Employers' Liability this covers any injury or illness that any member of the public may incur while staying in your accommodation. Unlike Employers liability this is not required by law, although it is a very good idea for anyone in the leisure industry where you have paying guests / members of the public on your property. Without public liability the company, or even its directors or owners can be held responsible for any loss or claim, potentially bankrupting not only the business but its owner or directors as well. 
Town & Country have access to the whole market, as mentioned above we can specifically access hostel and bunkhouse insurance schemes that aren't available to all brokers. Our relationships with insurers mean we get preferential rates especially when we have conducted a site visit but even where the information is obtained over the phone our knowledge of the industry helps us to secure the best available terms on your behalf. 

Frequently Asked Questions 

Read some our our most frequently asked questions about our insurance policies. 
Our policies are designed to cover the risks you face whilst trading, protecting assets such as buildings and content on an 'all risks' basis, we can extend to cover non-standard risks as well as traditional or standard properties, the policy extends to include protecting your trading income following such losses as well as your liabilities to members of the public or of course those you are liable for as an employer. 
Options exist to prepay the year, at inception of cover or to spread the costs over a number of monthly instalments, subject to a small surchage madevia the renowned insurance financer Clos Bros Premium Finance who assist our clients fund the monthly direct debit facilities. 
When considering claiming our first suggestion is always to speak with us, discuss the circumstance of the loss and we can then assist you in preseting the loss fully to the underwriters, so it can be administered and settled as quickly as possible, if the loss is substantial we will negoiate the attendance of a loss adjuster to work through the claim with you and get you speedily reinstated, if the loss is a liability one (public or employers) we would urge you to speak with us as quickly as possible post incident or on notification as early collection of data is key to any defence or explanation 
Why Town & Country? Well we like to think thats a pretty simple answer, we believe we are the best, the best in extracting the right information and working with you at the outset so the policies are correctly and competitively underwritten, then the same staff member handles your case building a rapprt and relationship with you dealing with any amendments you might need and handling any claims and before taking updated iinformation to secure appropriate renewal terms. Ours is a crade to grave all encompassing solution to your businesses insurance requirements, we act like one of your own staff or team members and pride ourselves on a service that has kept us doing just what we are doing for over 80 years 
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