Beauticians Insurance Quotes
Are looking for Beauticians Insurance?
Town & Country Insurance are specialists in providing beauty insurance. We can provide beauty therapist insurance, laser hair removal insurance, massage insurance and cover for holistic and alternative treatments as well. We can cover your salon contents and all liabilities. In addition to offering you the best insurance cover we also have access to many specialist therapist insurance schemes that are unavailable to many of our competitors.
We can help you find a policy with the covers that you need.
Not all policies are the same. Many insurance providers will offer a standard salon contract but this will usually only cover you for standard treatments such as manicures, pedicures, hair removal & make up, if you provide anything considered non-standard by insurers such as microdermabrasion or laser tattoo removal then many standard policies will fall short and not be adequately covering your business. For a full list of procedures we can provide cover for, please read the form below. It pays to speak to a specialist to ensure you are covered correctly.
Our quotations are from multiple insurers, a trained member of our staff will speak to you on the phone to take the details relative to your business and discuss your requirements with up to a dozen insurers. We will then return to you the best prices for your consideration.
Town & Country are Beautician insurance specialists and our aim is to understand our clients insurance needs.
We understand the needs of the sector and insure a significant book of beauty business across the UK, we truly take the time to listen and understand your specific requirements and deliver the right cover at the right price. Please take the time to read your existing covers to make sure you are adequately covered, if you aren't sure then please call us for advice and a quotation, we will be happy to help and there is no obligation to proceed if we can't better your exist
ing policy.
We are confident that you will be happy with the level of service as well as the cover and premiums that we have available to you.
For a free no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers.
Insurance Quote Details
Beauticians Insurance Information
It is firstly important to understand that specialist insurance is required for each treatment the therapist undertakes, this is what makes a standard salon contract unsuitable for many beauty therapists. Whilst hairdressing and beauty therapy are sometimes practised alongside each other within the same salon, they are clearly very different professions and a hairdressing or salon contract may not be covering you adequately.
We can offer you a specialist policy with a package of covers that can be extended to include nearly all treatments currently undertaken, including laser tattoo removal, laser hair removal and IPL treatments which many of our competitors struggle to place, or don't understand well enough to ensure you are correctly insured should you need to defend a claim made against you.
Our insurance policy remains equally suitable for all beauty salons of any size from a single rented room to a fully equipped day spa.
Here is a brief summary of the covers you could have under your policy wording. A full summary is available on request.
"All Risks" cover for contents and stock
Public and Employers Liability
Beauty treatment liability cover
Compensation for court attendance
24 hour crisis line
24 hour legal helpline
Internal and external glass breakages
Business Interruption compensation
Comprehensive money cover
Stock and contents in transit cover
Compensation for the replacement of stolen keys
Exhibition cover
Accidental failure of your electric, water and gas supplies
It is vital when purchasing beauty insurance that you inform your insurance provider of ALL treatments undertaken. Never assume you will automatically be covered by a beauty insurance contract as most insurers will have a clearly defined list of treatments they will and will not cover. Make sure you check to see you are covered correctly and notify your insurer immediately of any changes to treatments offered otherwise you may find you are trading without adequate insurance. If you are unsure at all, then please contact us for further advice and a quotation.
We can arrange insurance cover for Beauticians performing:
Beauty Treatments
Facial treatments
Prescription facial
Dermatological treatments
Deep cleanse, exfoliate, masque
Face, neck and shoulder massage
Mini facial
Make-up
Eye treatment
Eyebrow shape
Eyelash tint
Eyebrow tint
Lash and brow tint
Flare lashes
Individual lashes
Strip lashes
Hand and foot treatments
Manicure
Paraffin wax
Pedicure
French polish
Waxing
Facials
Manicure
Facial electrical treatments
Resurfacing facial
Microdermabrasion
Priadara electro facial
IPL
Galvanic, vacuum suction and high frequency machines
Non surgical facials
Facial toning machine
Spa treatments
Body wrap
Sauna
Steam cabinet
Hydro bath
Fake Bake tanning
Body Electrical Treatments
Skin conditioning
Faradic
Electric muscle stimulation
Galvanic
Cellulite treatment
Vacuum suction
Lymph fluid retention
Vibratory massage
Laser hair removal
Tension back massage with infrared or audio sonic
Full body massage
Back massage
Hot stone therapy with massage
Aromatherapy massage
Indian head massage
Electrical Epilation
Permanent hair removal
Laser tattoo removal
Town & Country works with many insurers, we have excellent working relationships with all our markets and can achieve rates and cover levels our colleagues in the industry find it difficult to replicate.
We would welcome the opportunity to provide you with an insurance quotation when required, we are confident that you will be happy with the level of service as well as the cover and premiums that become available to you.
Frequently Asked Questions
Read some our our most frequently asked questions about our insurance policies.
Our policies are designed to cover the risks you face whilst trading, protecting assets such as buildings and content on an 'all risks' basis, we can extend to cover non-standard risks as well as traditional or standard properties, the policy extends to include protecting your trading income following such losses as well as your liabilities to members of the public or of course those you are liable for as an employer.
Options exist to prepay the year, at inception of cover or to spread the costs over a number of monthly instalments, subject to a small surchage madevia the renowned insurance financer Clos Bros Premium Finance who assist our clients fund the monthly direct debit facilities.
When considering claiming our first suggestion is always to speak with us, discuss the circumstance of the loss and we can then assist you in preseting the loss fully to the underwriters, so it can be administered and settled as quickly as possible, if the loss is substantial we will negoiate the attendance of a loss adjuster to work through the claim with you and get you speedily reinstated, if the loss is a liability one (public or employers) we would urge you to speak with us as quickly as possible post incident or on notification as early collection of data is key to any defence or explanation
Why Town & Country? Well we like to think thats a pretty simple answer, we believe we are the best, the best in extracting the right information and working with you at the outset so the policies are correctly and competitively underwritten, then the same staff member handles your case building a rapprt and relationship with you dealing with any amendments you might need and handling any claims and before taking updated iinformation to secure appropriate renewal terms. Ours is a crade to grave all encompassing solution to your businesses insurance requirements, we act like one of your own staff or team members and pride ourselves on a service that has kept us doing just what we are doing for over 80 years