Carpenters Insurance Quotes 

Are you looking for insurance for your woodworking business?  
Its not always easy to find the right insurance cover at the right price for your business. Using an online provider can mean trawling through policy wordings and endorsements yourself to ensure you are covered correctly for your liability insurance as a carpenter, joiner or woodworker. If you want to extend cover to include your tools, especially those at your premises then this adds further complications as most trade liability policies only cover your tools away at clients premises and this isn't always immediately clear. 
We can help you find a policy with the covers you require.  
We have fully trained and qualified staff ready to take your call and offer advice on the covers and contracts you need. We will ensure that we fully understand your risk so we can apply the sections that are relevant you your specific business. We understand industry and can guide you in selecting the right cover at the right price. 
As well as providing you with a competitive quotation we will ensure we are always on hand to deal with mid term adjustments and policy claims and renewals.  
Town & Country are a national brokerage remaining local in our working practices.  
We aren't a big call centre, we make sure we get to know our customers and their businesses and we are confident that you will be happy with the level of service as well as the cover and premiums that become available to you. 
For a free no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 
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Simply fill out the form below and one of our team will be in touch as soon as possible. 

How to Buy Joiners and Carpenters Insurance 

When insuring your business there is much to consider. Specifically you want to consider what type of cover you need and want. Like all businesses if you have employees you are required by law to get Employers Liability, other than that most insurance is there to protect you, and make sure that you can consider trading even after a disruption. 
Your insurance will include policies to suit your business requirements, this is how we are able to provide you with better rates as we do not automatically assume that all or nothing applies to your business. We make sure we take the details on all of your associated risk so our cover will have the best policy wording and the cheapest market rates. 
If you are a carpenter or joiner you may find arranging insurance cover a complicated task as no two jobs are the same and no two businesses are the same. When dealing with a broker you are putting all the hard graft in finding the best policy for your business in the hands of insurance professionals. 
Specialist insurance will be required if your business is within the woodworking trade, we provide appropriate cover to meet your specific business needs. 
Covers we can include: 
Public liability will cover any costs incurred from injury or illness caused to any member of the public that you, or one of your employees, are responsible for in the standard running of your business. This is becoming a more and more essential form as cover as the increasingly legally aware public are claiming more often for injury or illness that is not their fault. We have all seen the adverts calling for people to claim compensation for all types of things, and a single claim like this could potentially put you out of business if it is sufficiently large. 
Since the "Employers' Liability (Compulsory Insurance) Act 1969" Employers Liability is required by law if you have any employees. This covers the same sort of thing as public liability, except it covers only individuals under you employ. We have an article on defining an employee under our download section and we would urge all prospective policyholders read this. 
Tools and Equipment 
Having the correct tools at your disposal can be critical to some businesses. Tools and Equipment cover can make sure that when a tool is stolen, lost or broken it can be replaced with as little disruption or cost to you as possible. The amount of cover on tools can vary, and depends entirely on what you want to pay for. 
Contract Works - All Risks 
All risks cover (subject to certain exclusions) for the contract the client is engaged to fulfil, Applies to the permanent or temporary works carried out under any contract or development and materials used on or next to the site or in transit within the territorial limits. Automatic reinstatement of sum insured with debris removal and professional costs and an extension available for cover under the JCT Standard form of Building Contract if needed and an indemnity to principal. 
It can be frustrating if an accident means you are unable to work, especially if that accident is your fault. Personal accident gives you cover for such a situation, bills and losses can mount up and without the correct cover this could put an end to the business you run. Personal Accident cover gives you the peace of mind that even if you are unable to work there will be an underwriter ready to put you back on your feet. 
It doesn't matter who you are, or what trade you do, any business can find itself in a legal battle. Legal costs can be astronomical for a small business. Legal expenses cover is there just in case, to give you that extra peace of mind. 
Property/Workshop Insurance 
Cover over fire, theft, and damage to premises which will give you the cover you need to ensure you can continue to operate and your business will go on in potentially devastating circumstances. 
Town & Country works with many insurers, we have excellent working relationships with all our markets and can achieve rates and cover levels our colleagues in the industry find it difficult to replicate.  
We would welcome the opportunity to provide you with an insurance quotation when required, we are confident that you will be happy with the level of service as well as the cover and premiums that become available to you. 
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