Contractors All Risks Insurance Quotes 

Are you looking for insurance for your Contracting business? Trying to find an insurance policy that covers your business and interests correctly can be a daunting task. We provide insurance for a wide range of industry specialists and tailor them to your specific requirements.  
 
We can insure all types of trade and specialise in Contractors All Risks Policies. Not every project is the same and quite often there may be multiple projects running at any one time. Contracts will vary by height and depth, heat works, construction methods and locations, your policy needs to cover your exposure. 
 
We can help you find a policy with the covers you require.  
Our dedicated and qualified staff take the time to get to know you and your business to try and find the best cover from the most reputable insurers and in most cases can offer a site visit to take your information and in addition to this we can offer health and safety advice and risk management information.  
 
We remain your sole contact throughout the term of your contract and we are actively involved in dealing with and resolving complaints before they lead to claims against you as well as always being on hand to assist with any mid-term adjustments and changes you may need to make as and when they occur. 
 
Town & Country are a national brokerage remaining local in our working practices. Our aim is to understand our client's insurance requirements taking into account the needs of the sector and we take the time to listen to you and deliver the right cover at the right price. 
 
For a free, no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 
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Over 80 Years Experience  
Get Your Business Insurance Quote 
Simply fill out the form below and one of our team will be in touch as soon as possible. 

Contractors All Risks Insurance Information 

We have been covering businesses in the construction industry for over 35 years and know the intricacies of each business well. We often visit your business to gain a proper understanding of your operation and understand that no two businesses are identical, which is why many struggle with using online forms from online providers. 
 
Contractors All Risks insurance is for builders and contractors who need protection for the project itself against loss or damage for the duration of the build. i.e. it ensures the building or structure as you create it and of course the materials on site as they arrive. The cover will also include cover for business liabilities and tools. The cover can be for a fixed term (for individual jobs/builds) or otherwise (and usually) is an annual contract covering all contracts and sites. 
 
A brief example of the cover you can expect is as follows: 
Fire 
Material Damage 
Indemnity 
Tools and Plant 
Hired Equipment 
Employee Effects 
 
We are able to assess each case on an individual basis and will often travel to sites to establish the details and get to know you and your business. We 
will then approach multiple insurers to get the best cover at the best prices. 
 
Not only are we able to offer you great advice on keeping your premiums low and how to avoid claims, we are there for the duration of your policy. Helping out with adjustments and claim management, making sure you are focused on the project and we can take care of your insurance issues. 
 
We can also assist with policies to run alongside for: 
Public Liability 
Product Liability 
Professional Indemnity 
Employers Liability 
Warranty & Guarantee 
Fleet & Vehicle Insurance 
 
Town & Country work with many insurers, we have excellent working relationships with all our markets and can achieve rates and cover levels our colleagues in the industry find it difficult to replicate. 
 
We would welcome the opportunity to provide you with an insurance quotation when required, we are confident that you will be happy with the level of service as well as the cover and premiums that become available to you. 

Frequently Asked Questions 

Read some our our most frequently asked questions about our insurance policies. 
Our policies are designed to cover the risks you face whilst trading, protecting assets such as buildings and content on an 'all risks' basis, we can extend to cover non-standard risks as well as traditional or standard properties, the policy extends to include protecting your trading income following such losses as well as your liabilities to members of the public or of course those you are liable for as an employer. 
Options exist to prepay the year, at inception of cover or to spread the costs over a number of monthly instalments, subject to a small surchage madevia the renowned insurance financer Clos Bros Premium Finance who assist our clients fund the monthly direct debit facilities. 
When considering claiming our first suggestion is always to speak with us, discuss the circumstance of the loss and we can then assist you in preseting the loss fully to the underwriters, so it can be administered and settled as quickly as possible, if the loss is substantial we will negoiate the attendance of a loss adjuster to work through the claim with you and get you speedily reinstated, if the loss is a liability one (public or employers) we would urge you to speak with us as quickly as possible post incident or on notification as early collection of data is key to any defence or explanation 
Why Town & Country? Well we like to think thats a pretty simple answer, we believe we are the best, the best in extracting the right information and working with you at the outset so the policies are correctly and competitively underwritten, then the same staff member handles your case building a rapprt and relationship with you dealing with any amendments you might need and handling any claims and before taking updated iinformation to secure appropriate renewal terms. Ours is a crade to grave all encompassing solution to your businesses insurance requirements, we act like one of your own staff or team members and pride ourselves on a service that has kept us doing just what we are doing for over 80 years 
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