Employee Benefits Insurance 

Specialised in employee health and lifestyle benefits to keep your business secure.  
Are you looking for Employee Benefits Insurance? 
Fill in the form on the right and one of our expert team will be in touch as soon as possible. 
Protect your employees and your business from unexpected costs with employee benefits insurance. The best employee benefits strategies reflect, support, and can even inspire a healthy business culture. 
Employers are under increasing pressure to provide more than just a salary. More and more employees are considering the total reward package when selecting their next employer. For an employer, these benefits can be a good way of attracting and retaining high-quality staff, as well as helping provide continuity should an employee be unexpectedly absent due to illness. When buying benefits for each of your employees, the cost per person is cheaper than if they were to buy individual protection insurance for themselves. This means your employees will see a bigger value and you're protected against unexpected absences and other factors that may be seen as an unexpected expense.  
As today’s diverse workforce have different motivations and lifestyles, there’s no one-size-fits-all option. A good employee benefits strategy begins by balancing the needs of the business, its people and your budget.  
For a free, no-obligation quote simply provide your contact details in the form or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 
Expert Advice  
Over 80 Years Experience  
Get Your Insurance Quote Today 
Simply fill out the form below and one of our team will be in touch as soon as possible. 

What is Employee Benefits Insurance? 

In today’s competitive job market, employees expect more from their benefits plans than ever before. Basic benefit offerings just aren’t enough anymore. 
If you’re an employer, offering employee benefits is a great way to motivate your workforce. Whether you are looking to offer life cover, pension contributions, or ‘flexible benefits’ like discounts on eating out, cinema tickets and alike, the increase in staff morale will be a huge benefit to your business. 
An employee benefits insurance plan typically includes the following coverage: life assurance, income protection, dental cover, pensions and more. Having substantial employee benefits cover could be the difference between an employee choosing your business over a competing company. By helping to deal with the financial pressures of being off sick, employees can focus on getting better and back to work. 
Most employee benefits extend to immediate family and can be used to cover dependants. There is an increasingly popular trend for employers to cover staff members' dependents as this provides peace of mind for your employee. It also helps with the attraction and retention of top-quality staff when comparing your company to competitors, or larger organisations with similar benefts.  
When looking at what policy to buy it is important that you consider what cover your business needs. Carrying out a risk assessment of your business and its daily operations will help give a better understanding of your business and its requirements when looking for cover, in order to ensure that you have a policy to suit your needs. 

Frequently Asked Questions 

Read some our our most frequently asked questions about our insurance policies. 
Our policies are designed to cover the risks you face whilst trading, protecting assets such as buildings and content on an 'all risks' basis, we can extend to cover non-standard risks as well as traditional or standard properties, the policy extends to include protecting your trading income following such losses as well as your liabilities to members of the public or of course those you are liable for as an employer. 
Options exist to prepay the year, at inception of cover or to spread the costs over a number of monthly instalments, subject to a small surchage madevia the renowned insurance financer Clos Bros Premium Finance who assist our clients fund the monthly direct debit facilities. 
When considering claiming our first suggestion is always to speak with us, discuss the circumstance of the loss and we can then assist you in preseting the loss fully to the underwriters, so it can be administered and settled as quickly as possible, if the loss is substantial we will negoiate the attendance of a loss adjuster to work through the claim with you and get you speedily reinstated, if the loss is a liability one (public or employers) we would urge you to speak with us as quickly as possible post incident or on notification as early collection of data is key to any defence or explanation 
Why Town & Country? Well we like to think thats a pretty simple answer, we believe we are the best, the best in extracting the right information and working with you at the outset so the policies are correctly and competitively underwritten, then the same staff member handles your case building a rapprt and relationship with you dealing with any amendments you might need and handling any claims and before taking updated iinformation to secure appropriate renewal terms. Ours is a crade to grave all encompassing solution to your businesses insurance requirements, we act like one of your own staff or team members and pride ourselves on a service that has kept us doing just what we are doing for over 80 years 
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