Equestrian Businesses Insurance Quotes 

Are you looking for insurance for your Equestrian Business?  
Trying to find an insurance policy that covers your business and interests correctly can be a daunting task. We provide insurance from a wide range of industry specialists and tailor them to your specific requirements. 
We can find a suitable policy to meet your needs. Town & Country can arrange Equestrian insurance for Riding Schools, Livery Yards, Trekking Centres, Competition Yards, Dressage Yards and all other associated activities. Cover includes lessons, hacking, trekking, pony club camps, cross country courses shows and all associated equine activities. We can also extend to include all of your equestrian property including indoor arenas and outdoor schools, stables, hay barns, rugs, tack & saddlery, horse walkers and paddocks, jumps, trailers/quads and care, custody or control cover for additional livestock. 
We can find you the very best covers at the best premiums by visiting you at your premises and in addition to this we can offer health and safety advice and risk management information. We have markets that do not restrict rider ages and will include up to 5 shows per year free of charge. We can also cover you for hiring out your facilities to other riders. 
Town & Country are a national brokerage remaining local in our working practices.  
Our aim is to understand our clients insurance requirements taking into account the needs of the sector and we take the time to listen to you and deliver the right cover at the right price. 
For a free no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers. 

Insurance Quote Details 

Equestrian Business Insurance Information 

We can provide insurance for your business, but specifically liability cover can be diverse. Town & Country will assess the risk appropriate to your requirements and build your business portfolio. We will then approach multiple insurers to gain the best rates for the highest and relevant quality cover which you will not be able to get online through any other insurance broker. 
Public liability will cover any costs incurred from injury or illness caused to any member of the public that you, or one of your employees, are responsible for in the standard running of your business. This is becoming a more and more essential form of cover as the increasingly legally aware public are claiming more often for injury or illness that is not their fault. We have all seen the adverts calling for people to claim compensation for all types of things and a single claim like this could potentially put you out of business. 
We can offer flexible cover options to ensure that you have the best policy to suit your specific requirements. Whether that's liability insurance for a yard, cover as a freelance instructor or insurance for your property and your horse. 
Covers Available: 
Bloodstock Insurance 
Horsebox Insurance 
Horse Insurance 
Breakdown Insurance 
Farrier Insurance 
Trailer Insurance 
Event & Show Insurance 
Riding Club Insurance 
Sports Horse Insurance 
Property Insurance 
Bloodstock Insurance 
This policy will cover you if your horse dies, is killed or has to be put down immediately on humane grounds by a vet, as a result of an accident, injury, illness or disease as per the terms of the policy. Cover for theft is also included and underwriters will pay up to the sum insured for the market value of the horse. 
Extensions available 
Gastro- Intestinal Surgery 
Stallion Infertility 
Prospective Foal Cover 
Horsebox Insurance 
We can offer fully comprehensive cover for your horsebox or third party fire and theft cover. 
Farrier Insurance 
This flexible policy can be adapted to suit your specific requirements and you can choose the covers you would like to include within your policy. 
Covers available 
Business Interruption 
Injury to Horses (Care, Custody or Control) 
Farrier's Vehicle 
Trailer Insurance 
This policy provides cover for all types of horse trailers. The policy is designed for private individuals with horse trailers wishing to take out cover against loss through accidental damage or theft. 
Event & Show Insurance 
If you are running a single one day show, a number of events or a series of competitions throughout the year, this policy is designed to provide you with flexible cover to meet the organisers requirements. The policy can include cover for public liability, employers liability, event cancellation and personal accident. 
Employers Liability 
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible. The Employers’ Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims. Employers Liability insurance carries NIL excess 
Public Liability 
Similarly to Employers' Liability this covers any injury or illness that any member of the public may incur due to partaking in your services or that is in some way your responsibility. Unlike Employers' Liability this is not usually required by law, however for riding schools this is required. 
Pony & Riding Club Insurance 
Cover for pony clubs and riding clubs. This includes cover for property and/or personal accident insurance. The property section of the policy can include insurance cover for both owned and hired property as well as the option to include cover against vehicle damage (caused by a horse). The personal accident section of the policy can include cover for club members, when riding at a club event, and also for instructors, officials and voluntary helpers. 
Property Insurance 
We can offer bespoke cover specific to your needs, whether that's contents insurance, buildings insurance or insurance for schools. Our Property Insurance covers both private residential properties and yards as well as commercial property insurance for riding establishments. 
Sports Horse Insurance 
This policy is designed for high value sport horses. The comprehensive policy provides cover for mortality and theft. 
Extensions available 
Veterinary fee cover 
Permanent loss of use 
Tack cover 

Frequently Asked Questions 

Read some our our most frequently asked questions about our insurance policies. 
Our policies are designed to cover the risks you face whilst trading, protecting assets such as buildings and content on an 'all risks' basis, we can extend to cover non-standard risks as well as traditional or standard properties, the policy extends to include protecting your trading income following such losses as well as your liabilities to members of the public or of course those you are liable for as an employer. 
Options exist to prepay the year, at inception of cover or to spread the costs over a number of monthly instalments, subject to a small surchage madevia the renowned insurance financer Clos Bros Premium Finance who assist our clients fund the monthly direct debit facilities. 
When considering claiming our first suggestion is always to speak with us, discuss the circumstance of the loss and we can then assist you in preseting the loss fully to the underwriters, so it can be administered and settled as quickly as possible, if the loss is substantial we will negoiate the attendance of a loss adjuster to work through the claim with you and get you speedily reinstated, if the loss is a liability one (public or employers) we would urge you to speak with us as quickly as possible post incident or on notification as early collection of data is key to any defence or explanation 
Why Town & Country? Well we like to think thats a pretty simple answer, we believe we are the best, the best in extracting the right information and working with you at the outset so the policies are correctly and competitively underwritten, then the same staff member handles your case building a rapprt and relationship with you dealing with any amendments you might need and handling any claims and before taking updated iinformation to secure appropriate renewal terms. Ours is a crade to grave all encompassing solution to your businesses insurance requirements, we act like one of your own staff or team members and pride ourselves on a service that has kept us doing just what we are doing for over 80 years 
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