Here is a brief summary of the covers you could have under your policy wording. A full summary is available on request.
"All Risks" cover for contents and stock
Generous seasonal stock increases
Beauty treatment liability cover
Compensation for court attendance
24 hour crisis line
24 hour legal helpline
Internal and external glass breakages
Business Interruption compensation
Comprehensive money cover
Stock and contents in transit cover
Compensation for the replacement of stolen keys
Accidental failure of your telephone line
Accidental failure of your electric, water and gas supplies
When buying a salon insurance for Beauty Risks or as a Beautician we would advise that you inform your insurers of each and every treatment undertaken, do not presume that all covers will be included, many of the insurers have defined lists of what they consider themselves at risk for and you could be trading without the relevant protection.
We can arrange insurance cover for Beauticians performing:
Deep cleanse, exfoliate, masque and face,
Neck and shoulder massage.
Lash and brow tint