Microbrewery Insurance Quotes
Are you looking for insurance for your Microbrewery or Craft Brewers Business?
Trying to find an insurance policy that covers your business and interests correctly can be a daunting task. We provide insurance from a wide range of industry specialists and tailor them to your specific requirements.
We can help you find a policy with the covers you require.
Our dedicated and qualified staff take the time to get to know you and your business to try and find the best cover from the most reputable insurers. In most cases can offer a site visit to take your information and in addition to this we can offer health and safety advice and risk management information.
We remain your sole contact throughout the term of your contract and we are actively involved in dealing with and resolving complaints before they lead to claims against you, as well as always being on hand to assist with any mid term adjustments and changes you may need to make as and when they occur.
Town & Country are a national brokerage remaining local in our working practices.
Our aim is to understand our clients insurance requirements whilst taking into account the needs of the sector. We take the time to listen to you, so that we can ensure we deliver the right cover at the right price.
For a free, no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers.
Insurance Quote Details
Microbrewery Insurance Information
Your microbrewery Insurance policy will be a package and will include policies to suit your companies requirements, this is how we are able to provide you with better rates as we do not automatically assume that all or nothing applies to your business. We make sure we take the details on all of your associated risk so our Business Insurance for Microbrewery business cover will have the best policy wording and the cheapest market rates.
An example of a package put together by Town & Country could include cover for:
Licenced Premises
Loss of Licence
Loss of Income
Public Liability
Employment Liability
Legal Expenses
Equipment Cover
Refrigerated Goods
Products Liability
Deterioration of Stock
Opening Hours and Staffing (inc. Door Staff)
Cover for kegs left in the open or at third party locations
Business Money
Business Interruption
Directors & Officers Liability
Personal Accident
You will find that your business may require just some or all of the above, what we are capable of doing which other online resellers are not, is to establish the correct level of insurance to cater for your business to cover all the potential risks.
We have taken the time to explain the following cover so you can establish if your business needs this cover and so be sure to inform us of this when you are discussing your business with one of our professional advisers.
Money and Personal Accident (Assault)
Covers your business whilst at a festival, exhibition or during brewery visits & tours.
In the business premises when closed for business or in the private dwelling
Personal Accident (Assault)
Death, Loss of Limb(s), Loss of Eye(s), Permanent Total Disablement £10,000
Total uninterrupted Disablement (up to 104 weeks) £100 per week
Goods In Transit (Optional)
If you have selected this option your needs are those of a retail business that delivers or collects goods and requires cover on those goods whilst in the course of transit
Damage to the trade contents whilst in transit by vehicles owned hired or leased by you
Business Liability
The following will automatically be included:
Employers Liability £10m
Public/Products Liability £2m
Business Interruption
Loss of Gross Profit following loss or damage by an insured peril.
Cover is extended to provide cover in respect of:
Prevention of Access
Specified Diseases, Murder, Suicide, Poisoning, Vermin or Pests,
Defective Sanitation
Damage at Suppliers premises
Failure of Public Supply of Electricity Gas or Water
Failure of Telecommunications
Equipment Breakdown
The policy covers damage and any subsequent loss of income caused by Breakdown to equipment or machinery (including computers and refrigeration equipment) up to the limits shown in the policy.
Includes damage to perishable goods caused by failure of the insured equipment.
Commercial Legal Protection
Employment Disputes & Employment Compensation Awards
Legal Defence
Contract Disputes
Property Protection
Bodily Injury
Debt Recovery
Tax Protection
Our policy is flexible and you can elect to amend your sums insured and covers as you work your way through the quote process so you derive a tailored and suited quotation.
Normally, you will have to pay a contribution towards the cost of any claim (this is known as the excess). These excesses will vary according to the covers you have selected and/or our assessment of your risk. Your Policy Schedule will show the specific excesses applicable to your cover.
Correct values at risk must be advised to us. If the sums insured you request are not adequate this may result in the amount that your insurers pay to you in the event of a claim being reduced. Your policy will be issued on the basis that you confirm the minimum standards of security apply to your premises.
Cover will be granted on the understanding that you will cooperate with your insurers in any survey process and that you will comply with any requirement arising from any survey of your premises.
Town & Country works with many insurers, we have excellent working relationships with all our markets and can achieve rates and cover levels our colleagues in the industry find it difficult to replicate.
We would welcome the opportunity to provide you with an insurance quotation when required, we are confident that you will be happy with the level of service as well as the cover and premiums that become available to you.
