Finding adequate cover for museums isn't straightforward. We help you search the market to find the best rates and covers. We make sure your collections are covered properly. No museum is the same and we understand the market ensureing we can obtain the most competitive premiums for you saving you both time and money.
How can we help?
We make sure to visit you at your premises wherever possible to take full details and discuss your requirements in detail. We help with risk management advice to help reduce you premiums long term as well as negotiating the right policy with insurers based on your museums current insurance requirements.
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible. The Employers’ Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims.
Similarly to Employers' Liability this covers any injury or illness that any member of the public may incur due to partaking in your services or that is in some way your responsibility. Unlike Employers' Liability this is not required by law, although it is a very good idea for anyone in the leisure industry to have Public Liability. Without Public Liability the company, or even its directors or owners can be held responsible for any loss or claim, potentially bankrupting not only the business but its owner or directors as well.
Additional Covers Available:
Covers for collections, exhibitions, Art & Antiques
Specialist cover for buildings
Directors & Officers
Equipment and other assets
Business Interruption and Money