Running a Newsagents, Grocers or Corner Shop comes with its risks and often finding the right level of insurance for your business can be tricky if you do not speak with a professional about it.
When working in an environment where you are inviting people into, you have to ensure that you have your liability insurances, in many ways this is the easiest part of arranging your cover, but when things become difficult is when your business strays outside of the norm, you may own more than one store in different locations and need cover for both.
Let us assess your risk and inform the insurance companies, we know that right questions to ask which would otherwise get missed, such as do you have CCTV in operation? How secure is your premises? What are your opening hours?
These are just an example of some of the questions we will ask and depending on your answers, can mean the difference between the price you pay for your policy and also ensures you are fully covered as we will have disclosed all of your risk to the insurer.
Our basic shop owners cover includes:
As a business this will be your very minimum requirement cover, however, for a newsagents you may require further cover including:
Stock (inc. refrigerated items)
Loss of Licence (Alcohol sales)
Theft (Public and staff)
Goods in transit