Office insurance is designed to make sure that no matter what happens you can ensure the smooth running of your business. Office insurance is a package policy that covers a whole host of things. It will cover for disruption of business, office contents, employers liability, public liability, accidental damage, and anything else that is required to make sure that whatever happens it doesn't stop your business from functioning.
Our office insurance policy neatly bundles together the main insurance covers you are likely to need when running an office - in a single, low cost package. Depending on your business needs, you can add in extra cover options to ensure you have the right office insurance cover. Our office insurance allows you to cover your premises, office contents and equipment. It also provides essential cover for public liability, employers liability and product liability.
Office contents insurance, material damage - covering your office buildings, contents and stock to include accidental damage.
Possibility to cover Business equipment at employee homes.
Business interruption - to protect your business income in the event that you are unable to operate your business following damage to buildings, contents or stock
Money - covered during business hours or overnight in your safe
Equipment all risks - extends equipment cover to provide business property protection outside of the office
Goods in transit - covers the carriage or shipment of your business goods.
Optional Personal accident
- provides financial compensation to directors and employees in the event of accidental death, loss of limb, loss of sight, permanent total or partial disablement
Terrorism - An optional extension to cover to protect against unforeseen acts of terrorism
Directors & Officers
- provides personal liability protection for directors and officers of your business, this again is an extension or sometimes a separate policy.
Legal expenses cover
- Covers you for employment disputes, employment awards, health & safety prosecutions and tax enquiries and disputes
Potential for Free business advice service to be included
Legal advice line - access to legal consultants who can provide advice on tax & VAT, employment, health & safety and general legal issues.