Photography Studio Insurance Quotes
Are you looking for insurance for your Photography Studio?
Trying to find an insurance policy that covers your business and interests correctly can be a daunting task. We provide insurance from a wide range of industry specialists and tailor them to your specific requirements.
We can help you find a policy with the covers you require.
Our dedicated and qualified staff take the time to get to know you and your business to try and find the best cover from the most reputable insurers. In most cases can offer a site visit to take your information and in addition to this we can offer health and safety advice and risk management information.
We remain your sole contact throughout the term of your contract and we are actively involved in dealing with and resolving complaints before they lead to claims against you, as well as always being on hand to assist with any mid term adjustments and changes you may need to make as and when they occur.
Town & Country are a national brokerage remaining local in our working practices.
Our aim is to understand our clients insurance requirements whilst taking into account the needs of the sector. We take the time to listen to you, so that we can ensure we deliver the right cover at the right price.
For a free, no obligation quote simply provide your contact details below or give us a call now on (01769) 572557 and talk to one of our specialist advisers.
Insurance Quote Details
Photography Studio Insurance Information
To find appropriate Photography Studio insurance cover can be a nightmare, we are well aware of what a difficult task it can be making sure you are covered for every eventuality and it can often be very nerve wracking knowing what is right and what is wrong. With everything being managed online these days it is difficult to get the answers you are looking for, especially if your Photography Studio does not fit within the confines of what is considered "normal". However, by not finding out if you are appropriately covered can potentially be disastrous.
Whether you own a commercial photography business with premises or you're a freelance photographer that works remotely at occasions such as weddings; Town & Country can tailor a policy to you that ensures cover for your photographic business.
Most policies will include, or give good consideration to:
Buildings Insurance
Contents Insurance
Photography Equipment
Public Liability or Property Owners' Liability
Business Equipment Insurance
It may be a good idea to consider:
Legal Expenses Cover
Employers' Liability
Subsidence Cover
Professional Indemnity
Buildings Insurance
Buildings insurance covers against most things that can cause damage, or loss to the building or permanent fixtures within the building. This includes things like severe weather, theft/vandalism, fire, where extended subsidence cover can be included, for occupied properties you can expect covers for burst or damaged pipes, water leakage, and usually most contracts cover impact from falling trees, aerials, vehicles, or other objects.
Contents Insurance
Contents insurance covers any possessions while in the photography studio for loss or damage, Possessions refers to
anything that is not permanently fitted to the building, for example: this would cover your cameras, lenses and all of your business equipment.
Public Liability Insurance for Buildings, and Contents
If someone comes to your photography studio and injures themselves in a way that is not their fault, or injury or illness is caused by the contents of your property then you could be held liable. Public Liability Insurance will cover the defence of any allegation of negligence against you and the civil claim cost levied against you if successful.
Legal Expenses Cover
Any one can become target of a legal battle, especially if you are renting out your photography studio. Legal Expenses Cover will cover the costs of specified legal issues arising due to your property.
New for Old Contents Cover
New for Old Contents Cover is an extension of contents Insurance. This means that, regardless of the state of contents of your building, in the event of a claim, all damages contents will be replaced with new items of a similar specification.
