To find appropriate Photography Studio insurance cover can be a nightmare, we are well aware of what a difficult task it can be making sure you are covered for every eventuality and it can often be very nerve wracking knowing what is right and what is wrong. With everything being managed online these days it is difficult to get the answers you are looking for, especially if your Photography Studio does not fit within the confines of what is considered "normal". However, by not finding out if you are appropriately covered can potentially be disastrous.
Whether you own a commercial photography business with premises or you're a freelance photographer that works remotely at occasions such as weddings; Town & Country can tailor a policy to you that ensures cover for your photographic business.
Most policies will include, or give good consideration to:
Public Liability or Property Owners' Liability
Business Equipment Insurance
It may be a good idea to consider:
Legal Expenses Cover
Buildings insurance covers against most things that can cause damage, or loss to the building or permanent fixtures within the building. This includes things like severe weather, theft/vandalism, fire, where extended subsidence cover can be included, for occupied properties you can expect covers for burst or damaged pipes, water leakage, and usually most contracts cover impact from falling trees, aerials, vehicles, or other objects.
Contents insurance covers any possessions while in the photography studio for loss or damage, Possessions refers to