Specialist Skatepark Insurance Brokers
As with all businesses skateparks differ considerably in size, facilities, income and management and all these factors are taken into consideration by insurers when setting a skatepark insurance premium. We are often asked to indicate an average price, but as there is no average Skatepark, we prefer to offer full and complete quotations when all of the factors have been considered.
Town & Country have provided insurance to both indoor and outdoor UK skateparks for many years and consider ourselves to be one of the very few specialist skatepark insurance brokers. We have excellent relationships with insurers and we are able to negotiate the very best cover at the very best rates. Brokers who are not experienced in placing this business will struggle to get a rate at all as the market is very limited, so it is important to choose your broker wisely and make sure they know the industry fully and who can offer you sound advice.
Town & Country don't expect you to know the pitfalls and intricacies of insurance and we consider it our place to undertake that role on your behalf, acting like a member of your own team.
That is why we make every effort to visit each and every one of our parks at the new business stage and again at renewal. Most parks are growing and changing on an annual basis and it is important to keep in touch throughout the year so your policy remains accurate and fit for purpose. Because of this we build personal relationships with you and you have mobile contact numbers available should you need to speak to us out of hours. Our customers will vouch for us and we still insure all of the parks we have placed over the years due to our customer service, advice on risk management and our sustainable premiums.
The market for skatepark insurance is still relatively limited when compared to other leisure activities and the choice of insurer is determined by a number of key factors:
Is the skatepark run as a business, charity or not for profit organisation?
Is access to the skatepark controlled e.g. is it indoor with a pay on the door policy or outdoor and fully fenced with access only granted at certain times? Or is it a community skatepark located on recreational land with no restrictions on use?
Is all activity supervised by an appropriately qualified and/or experienced adult? Or is no supervision of the park provided?
Typical cover will include the use of skate boards, inline skates, scooters and BMX bikes for public liabilities for visitors, material damage to ramps and equipment, injuries, business interruption and employment liabilities. Supplementary covers such as money kept on premises, electronic business machines, computers and Specified All Risks can be added depending on you requirements.
With all of these factors considered, we are then able to assess the risk for all the different skate parks and the many different types of ramps and values within the park.
Dedicated Indoor & Outdoor Centres
Low Level Street Style Parks
Plus many more
If you can not see your type of park or ramps listed this does not mean we can not provide cover for it, so it is well worth contacting us to find out.
Typically your policy will include cover for:
Tuition and Coaching