Town & Country are specialists hotel & accommodation insurance brokers. We have an excellent track record with insurers and hospitality clients across the UK.
We keep on top of the market to ensure the best hotel home insurance rates and covers for your business, staff and guests. Your business is our business and we want to make sure you are fully protected and not paying too much for the cover you're getting. In all circumstances, we look to arrange a safe meeting at your premises. We know Covid-19 has had a large effect on the hospitality industry, so if meeting face-to-face isn't possible we can take your details over the phone and arrange cover this way. We are flexible and professional always. Our offer to see every client, we think, is unique in the current market.
Public Liability Insurance
Protects you against compensation claims made by a member of the public for injury or damage to their personal items that they blame on your business. For example, if a hotel guest slips on your lobby floor because it’s wet from cleaning and there’s no warning sign.
Employers’ Liability Insurance
If you employ any staff then you are required by law to have Employers' Liability. You may face steep fines if you don’t have a suitable policy in place. It covers claims made against you by an employee for injury or illness that’s due to their work.
Business Buildings and Contents insurance
Contents insurance can help your hotel if it suffers damage as a result of something like fire, flood or burglary. You can also add business turnover protection - also known as business interruption cover - which can protect your income if you have to close your hotel because of damage.