Town & Country has insured care homes for many years and consider ourselves to be one of the very few specialist care home insurance brokers. We have excellent relationships with insurers and we will often be able to negotiate rates where other lesser experienced brokers would achieve a 'no quote'
Town & Country works with many insurers, we have an excellent working relationship with a major UK name and branded insurer and can achieve rates and cover levels with this insurer that our colleagues in the industry find it difficult to replicate.
Town & Country don't expect you, our client to know the pitfalls and intimacies of insurances and we consider it our place to undertake that role on your behalf, acting almost like a member of your own staff, that is why we offer to travel and meet each and every one of our clients. Each risk is presented to the underwriters with full colour pictures of what we are asking them to quote and cover.
Our offer to see every client we think, is unique in the current market.
Summary of the covers available
The policy provides comprehensive insurance cover for the insurable risks faced by care providers.
Buildings, contents and business interruption
Buildings are insured on a reinstatement basis. Contents are insured on the basis of replacement as new (except for stock in trade).
Standard cover can include:
Goods in Transit
Loss of Fees
Deterioration of Frozen and Refrigerated Food
Failure of Electricity, Gas & Water
Loss of Book Debts
Loss of Money with Assault Extension
24 hr Emergency Claims Helpline
24 hr Legal Helpline
Optional cover can include:
Loss of Registration Certificate
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